Low-interest cards

BMO Preferred Rate Mastercard®*

Offer not available in Québec
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  • Annual interest rate 12.99% purchases, 15.99% cash advances*
  • Balance transfer intro rate 9 months of 0% on balance transfers*
  • Annual fee $20 annual fee, waived in the first year*

CIBC Select Visa* Card

Offer not available in Québec
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  • Annual interest rate 13.99% annual interest rate†, 13.99% on cash†
  • Annual fee $29 annual fee – First Year Rebate†

BMO CashBack® MasterCard®*

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  • Annual interest rate 19.99% annual interest rate, 22.99% on cash advances*
  • Balance transfer intro rate 9 months of 1.99% on balance transfers*
  • Rewards rate Earn 0.5 – 5% cash back*
  • Annual fee $0 annual fee*

BMO AIR MILES®† MasterCard®*

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  • Annual interest rate 19.99% annual interest rate, 22.99% on cash advances*
  • Balance transfer intro rate 9 months of 1.99% on balance transfers*
  • Signup bonus Earn 1,500 welcome bonus miles
  • Rewards rate Earn 0.04x – 0.2x miles per dollar
  • Annual fee $0 annual fee

BMO Rewards® MasterCard

Offer not available in Québec
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  • Annual interest rate 19.99% annual interest rate, 22.99% on cash advance*
  • Balance transfer intro rate 9 months of 1.99% on balance transfers
  • Signup bonus Earn 15,000 welcome bonus points
  • Rewards rate Earn 1x points per dollar
  • Annual fee $0 annual fee

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